FAQs About Business Credit & Funding

We are dedicated to helping you obtain money to grow your business whether you are a new startup business, existing business, or have good or bad personal credit. Below are some frequently asked questions about our Business Credit and Business Funding programs.

Yes, we have funding programs especially designed for new startup businesses and franchises. If you have good personal credit or a good credit personal guarantor you can secure up to $150,000 for your new business.

Yes, over 90% of our funding programs require no financials to qualify.

Building business credit correctly means there is rarely a personal credit check for business owners to qualify. This means all business owners, even those with bad credit, can benefit by building their business credit.
If the business owner has credit challenges and also has some kind of collateral, business cash-flow, or personal guarantor, they can also get funding along with business credit.
Funding can be secured in as little as 30 days and most forms of acceptable collateral will qualify including credit card sales, inventory, equipment, receivables, 401k and securities, even consistent revenue.

We offer both, business credit and funding services for our clients. We help clients first obtain money for their business through over 30 financing products and over 2,000 lenders. We then help clients build their business credit so they can obtain even more money with no personal guarantee or credit check.

Yes, yes, and yes we can help you get money for your business. Our business credit building system helps you build credit for your business, even if you have a brand new business. You can then use your credit to obtain higher credit amounts, even funding.

And your business credit can be built regardless of personal credit quality. So even with challenged personal credit, you can still build credit and obtain funding for your business.

If your business has collateral or cash flow, or if you have good personal credit, or if you have a good credit personal guarantor, you can then typically secure money quickly on top of the business credit you acquire.

Our clients can be approved for millions-of-dollars in funding if you have equivalent collateral or financials.
 
Even new startup businesses with no collateral can obtain up to $150,000. While businesses with collateral can secure hundreds-of-thousands of dollars to millions-of-dollars depending on the value of the collateral and/or cash-flow you have.

To obtain business funding lenders typically want to see that you have either Collateral, Cash flow, or Credit, whether it’s personal or business credit. If you have collateral, cash flow, or good personal or business credit, then you can typically secure money within 30 days or less.
 
If you have challenged personal credit, no collateral, no business cash flow, you can still secure money using a good credit personal guarantor. With no guarantor or collateral or cash flow, you will need to build business credit to obtain funding which can take 6 to 12 months.

If you have great credit, you can secure money through the finance suite even if you are looking for funds to start a business. And you won’t need to show financials to qualify. Even if you have a co-signer, or a good credit personal guarantor, you can secure money with this program.

If your business has some type of legitimate business collateral, you can also qualify for funding, even if you have challenged personal credit now. Acceptable collateral includes purchase orders, account receivables, inventory, equipment, credit card sales, commercial real estate, 401ks and IRAs, securities such as stocks, and most other forms of legitimate business collateral. You can even qualify for funding if your business has consistent cash flow each month.

You can also qualify for funding if you have good business credit built. If you don’t have this built, our system will help you build your business credit so you can secure funding based on your business credit profile.

If you don’t have good personal credit, or good business credit, and if you have no cash flow yet for your business, no acceptable collateral, and if you also have no co-signer, you will not secure money quickly through the finance suite. If you are in a rush to get money and you don’t have any of these essentials, it will take you a year of business credit building to truly secure cash money.

So if you are in a hurry and don’t have these essentials, we might not be the best solution for you.

But if you do have one of the essentials, not all of them like a bank requires but even just one, you stand a good chance of benefiting from the Business Finance Suite.